
PAY LATER EVERYWHERE
INSIGHTS (DAY 1)
August 20, 2025
1-2:30 PM EST
INNOVATION (DAY 2)
August 21, 2025
1-2:30PM EST
Pay Later is now a common feature in the payments landscape. This year, explore what it means to Pay Later EVERYWHERE.
This two-day summit is curated for financial institutions that are exploring Buy Now, Pay Later. Come learn from industry experts and financial institution leaders about the different ways Pay Later is embedded into the everyday lives of U.S. consumers, and how to leverage it for the success of you and your account holders.
Request your tickets today!
*This event is exclusive to financial institutions offering BNPL, with limited invitations for VIP observers. Please register for the forum or apply for a VIP observer seat by filling out the form. You will receive a calendar invitation via email upon confirmation.
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[equipifi is] an embedded payment solution that's run by an incredible team that had these insights with Zelle and now they're bringing a similar frictionless financing solution to consumers. bringing a similar frictionless financing solution to consumers.
Nick Moran, General Partner at New Stack Ventures
Attended by more than 100 registrants from over 60 FIs

























Register today to access
- Expert panels with executives from financial institutions making strategic investments in BNPL
- Industry and consumer insights from research analysts and subject matter experts
- Best practices and learnings from financial institutions that have successfully launched BNPL
Check out last year's Insights & Innovation below!
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AUG 20, 2025Day 1: Insights

Want to grow your financial institution with the financial wellness of your account holders? #insightsinno2025 Day 1 features FI leaders sharing data, experience, and best practices for a safe, experience-elevating Pay Later program.
1:00 PM |
Welcome |
Jazzy Zhu, VP of Marketing, equipifi |
1:05 PM |
BNPL State of the Union |
Bryce Deeney, co-founder & CEO, equipifi Sean Flynn, TransUnion |
1:20 PM |
Building Quality Loan Portfolios with BNPL Hear from lending leaders across institutions on their BNPL journey and learn how they set their strategic goals, what they expected, and what they found. |
Emelda Baca, Arizona Financial Credit Union |
1:45 PM |
BNPL, Debit Cards, and Deposit Relationships |
Guest TBA |
2:10 PM |
Elevating the Digital Experience With BNPL Three institutions, three different BNPL launches, and three sets of lessons. Explore how different credit unions approached adoption—and how they’re winning member engagement. |
Tom Gessel, First Credit Union |
2:20 PM |
Closing |
Jazzy Zhu, equipifi |
1:00 PM |
Welcome |
1:05 PM |
BNPL State of the Union |
1:20 PM |
Building Quality Loan Portfolios with BNPL Emelda Baca, Arizona Financial Credit Union |
1:45 PM |
BNPL, Debit Cards, and Deposit Relationships Guest TBA |
2:10 PM |
Elevating the Digital Experience With BNPL Tom Gessel, First Credit Union |
2:20 PM |
Closing Jazzy Zhu, equipifi |
AUG 21, 2025Day 2: Innovation

For product visionaries, banking tech enthusiasts, and innovation leaders, #insightsinno2025 Day Two focuses on what it takes to build, embed, and level up world class Pay Later programs.
1:00 PM |
Welcome |
Jazzy Zhu, equipifi Bryce Deeney, equipifi |
1:05 PM |
Who's On First? Three institutions talk about launching BNPL first in their space: the risks, rewards, and what it means to be a trailblazer in credit union innovation. |
Panelists TBA Eilene Markus (Panel Host), ACU of Texas |
1:25 PM |
Q&A: BNPL & Credit Scores What have banks and credit unions been asking about BNPL and its impact on building creditworthiness? Submit your questions below and hear equipifi & TransUnions' answers. |
Laura Eufrasio, TransUnion |
1:40 PM |
Pay Later Lab: BNPL & Beyond How can BNPL be elevated, and even bring innovation to other financial services? Check out equipifi's collaborations exploring new enhancement and use cases. |
Gregg Hammerman, Larky |
2:05 PM |
Launching BNPL with API Join in to learn about how MSUFCU collaborated with equipifi to launch its BNPL program with API for greater flexibility and scalability. |
Ben Maxim, MSUFCU |
2:20 PM |
Closing |
Jazzy Zhu, equipifi |
1:00 PM |
Welcome Jazzy Zhu, equipifi Bryce Deeney, equipifi |
1:05 PM |
Who's On First? Panelists TBA |
1:25 PM |
Q&A: BNPL & Credit Scores Laura Eufrasio, TransUnion |
1:40 PM |
Pay Later Lab: BNPL & Beyond Gregg Hammerman, Larky |
2:05 PM |
Launching BNPL with API Ben Maxim, MSUFCU |
2:20 PM |
Closing Jazzy Zhu, equipifi |
Submit your questionBNPL and Credit Scores?
With FICO scores now taking Buy Now, Pay Later (BNPL) loans into account, how can financial institutions help consumers strengthen financial wellness and build better credit? equipifi and TransUnion will be answering your questions about the credit impact of BNPL on August 21, 2025. Submit your questions today to get the answers delivered to your inbox.
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Bringing Pay Later to consumers EVERYWHERE
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