Effortlessly Launch Your New BNPL Platform

No new downloads 
API driven, built for your existing application and your customers existing checking account and debit card.
No new intros
Our user interface is white labeled and fully branded for your financial institution.
No need to apply 
Existing customer core data approves BNPL limits before transactions happen.

How does equipifi work?

Consumer makes a purchase using their existing debit card
They receive BNPL offer via push notification or text, and accept
Original transaction amount deposited back into checking account 
New plan is created on banking core, available in online banking to manage

Eligibility Decided Prior to
Transactions Occurring

Decision Engine sets real time parameters for each customer to ensure all offers sent are within approved limits.

Seamless Experiences That Delight

To compete, you need a simple, fully integrated user experience your customers expect. We take care of the technical endpoints required for you to be the champion. 

Increase Top of Wallet Status

Younger consumers are increasingly preferring frictionless financing options that are self-managed with no hidden fees. Modernize your consumer lending by offering our white-labeled solution.

56% of  Consumers 
in the US have used Use Buy Now Pay Later in the past 12 months
37% of  Consumers 
prefer Buy Now Pay Later over credit cards for the simple fee structure 
39% of  Consumers 
choose BNPL to help budget their monthly expenses