Increase account holder engagement
The ability to pay for larger purchases over time benefits all consumers across age demographics, income levels, and use cases.
When available through digital banking, BNPL removes all friction between account holders and the funds they need, positioning financial institutions at all financial moments that matter.
FINANCIAL FLEXIBILITY FOR EVERY MOMENT
Give account holders a reason to engage when they have...
Everyday Expenses
Every shopping moment is a banking moment. Free up some cash flow with BNPL.
Planned Purchases
Important moments come with stretched budgets. Offer BNPL for airfare, lodging, entertainment and more.
Emergency Needs
From auto repairs to vet visits, pay for unexpected expenses over time with BNPL.
Personal Budgeting
Give consumers a realistic and reliable picture of their spending power when they have BNPL.
Here's what our users have to say
"It's very straightforward and easy to use."
"This was exactly what I was looking for. I wish I had it last month when I had an emergency."
"After the first few times, it became 10x easier."
"It really is unbelievably smooth. Just like butter."
Get in, account holders.
We're going shopping!
When BNPL is embedded into your digital banking experience, your members have a reason to check if their recent transactions are eligible for offers.
Invite them to view and accept their BNPL offers on your online banking, and make every shopping moment a positive banking experience.
4 in 10 shoppers are using BNPL at least once a month
BNPL is a financial flexibility and budgeting tool. In fact, BNPL growth is driven by repeat users, with 25% of them citing budgeting helpfulness as the primary reason for use.
"It's very straightforward and easy to use."
"This was exactly what I was looking for. I wish I had it last month when I had an emergency."
"After the first few times, it became 10x easier."
"It really is unbelievably smooth. Just like butter."
Driving engagement with equipifi BNPL
Intuitive and easy to use
No application necessary. With equipifi's BNPL, your account holders know your institution’s offers are pre-approved and are tailored to their financial health and goals.
Shopping seasons are for banking now
Do you know all the shopping seasons in a year? equipifi's GTM e-commerce experts will work with your marketing team to design seasonal campaigns for your BNPL users throughout the year.
Use BNPL to uplevel your marketing
Get ongoing support from equipifi's GTM team to help you leverage demographic and usage insights in your marketing and outreach.